No. Instead, the bank or lender pays for our services, at no cost to you.

Mortgage brokers are usually paid an upfront commission and trail payment by the lender.

How much you need for a deposit depends on the lender and their lending criteria.

Some lenders may let you borrow 90-95% of your home’s value, so you may only need to save a 5% deposit. There are also other options available to help you get into your first home, which we can discuss when we meet.

Equity refers to the current market value of your home (this may not be the price you purchased it for), minus the amount owing on your home loan.

Let’s say the value of your home is $600,000 and you owe $400,000, then you have $200,000 in equity. This equity can be used to secure finance for a variety of purchases, including a deposit for an additional property.

Yes. Using a mortgage broker to refinance your loan is a really good option, because we have a great deal of knowledge about the home loan market, and have access to a variety of home loans.

I work with a panel of lenders, each with a variety of different options and will work with you to find the most suitable option for you.

Absolutely! I can work with you to help you find the best loan for your property investment.

I can even work in collaboration with your accountant or financial adviser to ensure we choose the right investment loan for your situation.

Although construction loans work a little differently than regular home loans (helping you pay for your build as and when you need funds), I can assist with these too.

Yes. Using my panel of specialised lenders, I’ll assess which commercial and business loans will suit the needs of you and your growing business.

Absolutely! Once I have a clear picture of your financial situation, I’ll be able to advise how much you can borrow from a lender.

In the meantime, why not check out my borrowing power calculator to get an estimate?

There are a range of first home owner grants available.

To find out what might be available to you, please get in touch.

Yes. There are several costs that come with refinancing your home loan.

These include discharge fees, mortgage registration fees, early exit/break loan fees, application fees and valuation fees.

The costs you will incur will depend on your loan and lender. Get in touch to find out more.

You can! In Australia, you can borrow money through your super fund to cover an investment purchase, but you need a special SMSF loan to do it. This is a mortgage controlled by the members of a super fund, which is used to buy an investment property.

Although I service customers within all areas of Perth and across Australia, my office is based north of Perth in Landsdale. So, many of my clients are in the local areas of Wanneroo, Wangara, Gnangara, Madeley, Darch, Tapping, Hocking, Pearsall, Sinagra, Hocking and Ashby.

No. My clients are located all across Australia. Wherever you are, we can arrange a zoom meeting and telephone calls to work together and achieve great results.

Get in touch with me today to ask yours.